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Wealth Does Not Come From Fate

Friday, 12 December 2014 | Written by
fate and actionThere was once a lotto winner who got the jackpot amount of P 14,125,032 on April 22, 2008 – and lived the life of a millionaire, something he had been longing to achieve. He actually lived a life of a one-day millionaire. He lived in a P4-million house in a posh subdivision, drove a sports utility vehicle (SUV), and gave…Read More »

Seek and You Shall Find

Seek and You Shall Find  

Wednesday, 26 November 2014 | Written by
startDo you know the founder of Ford was once accused of being ignorant? In the early part of the 20th century, the Chicago Tribune printed a long string of insults, calling Henry Ford as a person who is “incapable of thought” after he protested military mobilization along the Mexican border. Ford filed a case against the newspaper for $1 million.…Read More »

Two kinds of Income

Two kinds of Income

Sunday, 30 November 2014 | Written by
twoWe spend so much time in generating income because we need money to sustain our daily lives and to fund our future need such as the coming retirement, kids’ education and many others.  Unknown to many, there are many ways to generate income. Majority only knows one way, to work hard for it. That is the only way employees know…Read More »

Hard work or Smart work?

Hard work or Smart work?

Thursday, 13 November 2014 | Written by
 work smart
Unknown to many, SM had a very humble beginning. It all started with a dream and hard work by its founder, Henry Sy. Henry Sy traces his roots to Jinjiang, China. At the age of 12, he left China and joined his father in the Philippines. His father was a proprietor of a small sari-sari store in Manila. The circumstances…Read More »

Back to the future

Back to the future

Edmund Lao1BACK to the Futureis a science fiction film trilogy which follow the adventures of time-traveling high-school student Marty McFly and inventor Dr. Emmett Brown, as they travel throughout several time periods in the past (1855 and 1955), present (1985) and future (2015).
In the first of the trilogy, Marty (in the present 1985) is accidentally hurled into 1955, where he met his “parents” and he has to help them be romantically involved, otherwise he will not exist in the future (his present) .
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The procedure to invest follows after a person has fully understood how mutual funds work and has chosen the fund matching his goal, time horizon and risk profile.
Steps to opening your First Metro Save and Learn Mutual Fund
Step 1. Read the prospectus of the fund first. To start, please fill out an Account Opening Form (AOF), Investment Application Form (IAF) and Signature Cards and submit the documents together with the following:
For individual (personal) accounts, please submit a photocopy of two (2) valid IDs:**
Philippine passport or Foreign Passport
Driver’s License
Professional Regulations Commission (PRC) ID
Postal ID
Voter’s ID
Government Service Insurance System (GSIS)
Social Security System (SSS) card
Overseas Workers Welfare Administration (OWWA) ID
Seaman’s Book
Home Development Mutual Fund (HDMF ID)
Bureau of Internal Revenue (BIR) Taxpayer’s ID
National ID
Philhealth Card
For In-Trust For (ITF) accounts, please submit a photocopy of the following:
One (1) valid ID
Child’s birth certificate (must be below 18 years old)
Scan email all filled-up forms, copy of valid ID (sign 3 times) to for checking of correctness. If forms are okay, you may proceed to the next step.
Step 2. Make your investment through the following:

Remit/Deposit via Metrobank/PSBank
Step 3.Send all copies of the accomplished forms, IDs, and deposit/remittance slip to:
Edmund Lao c/o Jason Gutierrez
Unit 6F, 6th Floor PDCP Bldg
V A Rufino cor Leviste St,
Salcedo Village, Makati
Philippines 1227
Tel (632) 8941811
FAMI will send confirmation of investment by email. The Confirmation Receipt will be sent to your mailing address.
For subsequent investment, you may follow the above procedures, but you only need to scan email the Investment Application form and the remittance slip.
Another way is to have someone in your family back home deposit for you using Metrobank’s green payment slip as shown below. No need for the forms as the deposit will be credited directly go to your fund. Please note that you should add 3 zeroes to your client code as shown below (reference number /subscriber number).

Please click the chosen funds to get the prospectus

Please click the forms to download
Account Opening Form
Signature Card
Investment Application Form

The Term Life Insurance


Wednesday, 25 June 2014 | Written by Edmund Lao


Insurance, a word so oftentimes taken for granted by many, is a great financial tool that takes away life’s risk. It is the instrument that does the following for a family: wealth transfer to the family of the insured, transfer of risk of a family to the insurance company, income replacement for sudden demise of the policy…Read more…