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Buying more for Less Money

February 15, 2013

Buying more for less money

gift check

For income earners, the challenge is usually how to fit their income to the size of their expenses. More often than not, the expenses exceed the income, which results in going deep in debt.  This is evident people resort to  buying by credit card, which they treat as their wallet’s extension. The effect is that they buy the same item by paying more due to additional interest and penalties incurred in case of  late payment of credit card debt. Some people forget that a credit card is a good financial tool only for as long as it is not abused. As the saying goes, “Debt is death to those who abuse it.”  Proper use of a credit card dictates that it is only for the purpose of convenience and safety, but not for overspending.

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